ChargeKit - Payment for Stripe 1.4

ChargeKit presents itself as a comprehensive payment solution specifically designed for Stripe merchants. This Mobile Point of Sale and Virtual Terminal application is designed to facilitate credit card transactions via mobile devices, allowing users to accept payments conveniently and efficiently, regardless of location.

Recognized as a reliable credit card processing application within the Stripe ecosystem, ChargeKit streamlines the payment collection process for freelancers and small business owners. By eliminating the need for a separate merchant account, it enables users to conduct transactions directly from their smartphones, making it particularly beneficial for those on the move.

As a verified partner of Stripe, ChargeKit prioritizes safety, ease of use, and dependability. It effectively allows business operations to be managed conveniently from a mobile device.

HOW IT WORKS

• Connect an existing Stripe account to the mobile device.
• Input the transaction amount, description, and card details to process the payment. The app also offers a zip option for Address Verification Service (AVS). Additionally, users can soon connect the BBPOS/M2 card reader to accept in-person transactions through tap, insert, or swipe options.
• Receive payment and send receipts directly to clients or customers.

*The payout schedule is customizable, supporting automatic (daily, weekly, monthly) or manual configurations depending on Stripe settings.

FEES

• No setup fee, no monthly fee, and no minimums required.
• A minimal fee of 0.5% applies in addition to Stripe’s standard rates (currently U.S. rates are 2.9% + 30¢).

COMPARATIVE ANALYSIS

• ChargeKit offers a 0.5% transaction fee compared to other payment applications that charge 1%.
• For card-not-present payments, Square charges 3.5% + 15¢ while ChargeKit combined with Stripe costs only 3.4% + 30¢ in the U.S.

SAFE & SECURE

• No credit card data is stored by ChargeKit; all information remains securely managed by Stripe.
• ChargeKit maintains full compliance with PCI standards and utilizes Stripe’s highly regarded industry certifications and global regulatory licenses.

KEY FEATURES

• User-friendly keyboard designed for Point of Sale transactions, facilitating easier amount entry.
• The default currency aligns with settings configured within the Stripe account.
• Supports various card types including Visa, MasterCard, Discover, American Express, JCB, Diner's Club, and UnionPay.
• Incorporates AVS verification through a zip code option.
• Sends receipts promptly after processing a payment.

COMING SOON:

• Authorize only & capture manually features.
• Quick input via card scanning technology.
• Select from over 135 currencies manually.
• Support for in-person contactless payments via BBPOS/M2 (similar to PayPal Here or Clover Go).
• Tipping and gratuity features.
• Sales tax management options.
• Add-on fee support.
• Multiple language options.
• An iPad-friendly version is on the way.

For further information or inquiries, you may reach out via email at hello@chargekit.app or visit the website at https://chargekit.app/.